Card machines are a must-have for any business that wants to accept payment from customers in person. Depending on the type of business, these can be countertop readers, mobile, or portable (portable card machines connect to cellular networks and can work in remote locations). Modern cards are designed with advanced security features that protect both merchants and customers from fraud. Card machines are also able to process different types of payments, including contactless and NFC payments.
There are many options for UK small businesses to consider when choosing a card machine. Some providers offer flat transaction fees for all card types, while others have more flexible pricing plans based on your monthly card turnover. To find the best card machine for your business, it’s important to understand how these work so you can make an informed decision that suits your needs.
Takepayments is a popular choice for small businesses in the UK, offering card machines with either an 18-month or monthly rolling contract. Their payment processor, Worldpay, allows you to accept Visa, Mastercard, Maestro, Discover, Apple Pay and Samsung Pay, as well as American Express with a separate agreement. Worldpay also offers next-working day deposits and additional services like email invoicing, an online payment gateway and a virtual terminal for phone payments for an extra fee. card machines uk